Yield on Cost Tracker
Calculate your real dividend yield based on your original purchase price. See how dividend growth compounds your yield on cost over time.
How It Works
The Yield on Cost (YOC) Tracker measures your real return on the capital you originally invested. Unlike current yield — which fluctuates with the stock price — YOC is fixed to your purchase price. As companies raise their dividends over time, your YOC grows while your cost basis stays the same.
This is the metric that long-term dividend investors care about most. A stock you bought years ago at a low price with a steadily growing dividend can produce a YOC far above its current yield. The tracker projects your YOC 5 and 10 years into the future based on the dividend growth rate you set.
The Formula
Yield on Cost = (Annual Dividend per Share / Purchase Price per Share) × 100
Current Yield = (Annual Dividend per Share / Current Price per Share) × 100
Yield Advantage = YOC - Current Yield
Annual Income = Dividend × Shares
Projected Dividend (Year N) = Dividend × (1 + Growth Rate)^N
Projected YOC (Year N) = Projected Dividend (Year N) / Purchase Price × 100
All calculations assume dividends are reinvested and the growth rate remains constant. Actual results vary with company dividend policy.
Related Tools
Pair this with the Dividend Tax Comparator to estimate your after-tax dividend income. Use the Compound Interest Comparator to model reinvested dividends over time.